Medicare Advantage plans in Florida are offered by 30 private insurers, providing coverage similar to Original Medicare plus extra benefits. Plan availability varies by ZIP code. CMS rates plans from one to five stars; several Florida plans earned five-star ratings in 2025. To find the best plan, use Medicare.gov’s plan finder, consider hospital networks, preferred doctors, prescription coverage, and additional benefits. Local resources like SHINE and the Florida Office of Insurance Regulation offer assistance.

