admin
January 31, 2026
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How often should I review my annuity portfolio?

Review your annuity portfolio at least once a year, similar to other investments. Significant life changes like illness, a new baby, or starting a business should prompt a...

admin
January 30, 2026
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What is the Medicaid ‘coverage gap’ and who does it affect?

The Medicaid coverage gap affects nearly 1.4 million low-income adults in nine states that have not expanded Medicaid under the ACA. These individuals earn below the poverty level,...

admin
January 29, 2026
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Tips for Young Pros Buying Term Life Insurance

Premiums are lower when young; buying early locks in rates. Experts suggest coverage of 10–20× annual income, especially with EMIs or dependents. Compare plans for riders like critical...

admin
January 28, 2026
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Life Insurance Face Value Explained

Face value is the amount paid to beneficiaries upon death; it's the main factor in setting monthly premiums. Withdrawing or borrowing cash value reduces the face value; extra...

admin
January 27, 2026
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Understanding Your Health Insurance Card

Your health insurance card contains essential plan details and coverage information. After enrollment, ensure you receive one or two cards and verify all information is correct, including plan...

admin
January 26, 2026
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Life Insurance for Parents

Many adult children choose to purchase life insurance for their parents in order to protect the family from unexpected financial pressures. These policies are often affordable and accessible,...

admin
January 25, 2026
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What features of long-term care policies should I focus on?

Long-term care policies differ in coverage for nursing homes, assisted living, or home care, with benefits starting after certain health conditions and often following a waiting period. Coverage...

admin
January 23, 2026
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Retiring in 2026? 3 Things You Absolutely Need to Beforehand.

Before retiring in 2026, ensure you have a healthcare plan, whether through Medicare, Medigap, COBRA, or the Health Insurance Marketplace. Create a monthly budget covering essentials and leisure...

admin
January 22, 2026
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Can I Get Life Insurance if I Have a Health Condition?

Yes — many people with health conditions can still qualify for life insurance. Insurers review your condition, medications, and overall health before offering coverage and setting rates. If...

admin
January 21, 2026
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How U.S. Group Life Insurance Works

Low-cost coverage via employer or group; often no medical exam required. Coverage is basic, with death benefits like $20K, $50K, or 1-2× salary. Policy ends when leaving organization;...

Month: January 2026