Last updated: February 20, 2026
ASM Insurance & Financial Services (“ASM,” “Company,” “we,” “us,” or “our”) is committed to protecting the privacy and security of your personal, financial, and health-related information.
This Privacy Policy describes how we collect, use, disclose, and safeguard your information when you visit https://www.asmfinancial.org, submit a form, request a quote, enroll in coverage, or communicate with us via phone, email, or text message.
By using our website or services, you agree to the practices described in this Policy.
Company Information
ASM Insurance & Financial Services
1806 N Flamingo Rd, Suite 336
Pembroke Pines, FL 33028
Phone: (954) 256-6955
Email: john@asmfinance.com
- Information We Collect
We may collect the following categories of information:
A. Personal Information
• Full name
• Address
• Email address
• Phone number
• Date of birth
• ZIP code
• Insurance preferences
B. Sensitive Health Information
When you request Medicare, ACA, or Life insurance quotes, we may collect:
• Medical history
• Prescription information
• Current health conditions
• Tobacco usage
• Eligibility information
We treat health-related data as sensitive information and apply enhanced safeguards.
C. Medicare & ACA Information
• Medicare eligibility status
• Coverage start dates
• Enrollment period status
• Marketplace eligibility information
D. Financial Information
• Payment or billing details
• Policy information
• Information required for underwriting
E. Automatically Collected Information
When you use our website, we may automatically collect:
• IP address
• Browser type
• Device identifiers
• Pages visited
• Time and date of visits
• Interaction data
- Cookies, Tracking & Advertising Technologies
We use cookies, pixels, and tracking technologies including:
• Google Analytics
• Google Ads Remarketing
• Meta (Facebook) Pixel
• Other advertising platforms
These technologies help us:
• Analyze site traffic
• Improve performance
• Deliver relevant insurance-related advertising
We do not sell personal information for monetary compensation. However, certain advertising data sharing may be considered “sharing” under state privacy laws.
You may manage advertising preferences through:
• Google Ad Settings
• Facebook Ad Preferences
• https://optout.aboutads.info
- How We Use Your Information
We use collected information to:
• Provide insurance quotes and plan comparisons
• Assist with Medicare, ACA, and Life insurance enrollment
• Respond to inquiries
• Send plan updates and policy information
• Communicate via phone, email, and SMS
• Improve website functionality
• Comply with federal and state regulations
• Prevent fraud and ensure security
- Telephone & SMS Communications (TCPA Disclosure)
By submitting your phone number on our website or forms, you expressly consent to receive calls, text messages (SMS), and prerecorded or automated communications from ASM Insurance & Financial Services.
Message frequency may vary. Message and data rates may apply.
You may opt out at any time by replying STOP to any message.
Consent is not required to purchase insurance products or services.
- Medicare Disclaimer
ASM Insurance & Financial Services is a licensed insurance agency. We are not affiliated with, endorsed by, or connected to the U.S. government or the federal Medicare program.
We do not offer every plan available in your area. Currently, we represent multiple organizations which offer multiple products in your area. Please contact Medicare.gov or 1-800-MEDICARE to review all available options.
Enrollment in Medicare plans depends on contract renewal and eligibility.
- Gramm-Leach-Bliley Act (GLBA) Notice
As a licensed insurance agency, ASM complies with the Gramm-Leach-Bliley Act (GLBA).
We may collect nonpublic personal information such as:
• Contact information
• Insurance application information
• Health information
• Policy and payment details
We may share information for:
• Everyday business purposes
• Processing transactions
• Maintaining accounts
• Marketing our products
• Joint marketing with financial partners
We do not sell personal information to non-affiliated third parties for independent marketing.
We maintain administrative, technical, and physical safeguards to protect your information.
- Health Information & HIPAA-Aligned Safeguards
While ASM Insurance may not be a “covered entity” under HIPAA in all circumstances, we apply HIPAA-aligned security practices when handling health-related information.
Access to health information is restricted to authorized personnel and used only for insurance-related services requested by you.
- How We Share Information
We may share your information with:
• Insurance carriers for quoting and enrollment
• Licensed agents assisting with your request
• Service providers (CRM systems, communication platforms, analytics providers)
• Regulatory authorities when required by law
We require vendors to protect your information.
- Data Retention
We retain personal information only as long as necessary to:
• Provide requested services
• Comply with legal obligations
• Maintain required insurance records
• Resolve disputes
- Your Privacy Rights (Florida & Other State Laws)
Depending on your state of residence, you may have rights to:
• Access your personal information
• Correct inaccurate information
• Request deletion
• Opt out of targeted advertising
• Limit certain data sharing
To submit a request, contact:
john@asmfinance.com
(954) 256-6955
We will respond in accordance with applicable law.
- Data Security
We implement reasonable safeguards including:
• Secure data storage
• Access controls
• Vendor oversight
• Encryption where appropriate
No method of transmission or storage is 100% secure.
- Children’s Privacy
Our services are not directed to individuals under 13 years of age. We do not knowingly collect personal information from children.
- Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices.
- Changes to This Policy
We may update this Privacy Policy periodically. Changes will be posted on this page with a revised “Last Updated” date.
- Contact Us
ASM Insurance & Financial Services
1806 N Flamingo Rd, Suite 336
Pembroke Pines, FL 33028
Phone: (954) 256-6955
Email: john@asmfinance.com
