With Aetna exiting Florida's Obamacare market in 2026 and Cigna set to leave in 2027, Floridians face fewer insurer options and rising premiums. Despite this, Florida still offers a robust ACA market with up to 196 plans in some areas. Premium hikes and subsidy expirations have led many to choose lower-cost plans with higher out-of-pocket costs. Consumers should prepare to shop for new plans during open enrollment starting November 1.
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