Life insurance laddering involves stacking multiple policies with varying terms to match your changing financial responsibilities.
For example: a 10-year policy for student loans, 20-year for children’s education, 30-year for mortgage.
As shorter-term policies expire, your coverage decreases, aligning with reduced financial obligations over time.
This strategy ensures you're not overpaying for unnecessary coverage in later years.
Laddering provides tailored protection, adapting to your life's evolving financial landscape.
