To choose the best health insurance, first decide where to shop—employer plans or state/federal marketplaces. Compare plan types (HMO, PPO, EPO, POS) based on costs, referrals, and provider networks. Check if your preferred doctors are in-network. Estimate total costs, including premiums, deductibles, and out-of-pocket expenses. Consider extra coverage perks and ask questions about medications and services before enrolling.
Continue to full article
