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How to Buy Travel Insurance: What It Covers, When You Need It

Travel insurance safeguards your trip investment against unexpected costs like medical emergencies or cancellations. Comprehensive policies cover trip cancellation, medical expenses, delays, lost baggage, and emergency assistance. Assess nonrefundable costs and medical needs to decide on insurance. Premiums are 4% to 15% of the trip cost. Compare policies and understand coverage details, especially for pre-existing conditions and Covid-related issues.

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