In Florida, 97% of 4.7 million ACA enrollees are subsidized, but 2026 premiums will sharply rise as enhanced tax credits expire. Examples include a 50-year-old earning $40K facing nearly double premiums, and a 64-year-old couple earning $90K seeing a fivefold increase to $38,000 annually. The average increase is estimated at 114%. Rising healthcare costs challenge affordability and inflation targets, highlighting systemic issues in U.S. healthcare financing.

