Florida residents face disruptions to federal flood insurance and healthcare due to the government shutdown. The National Flood Insurance Program is paused, halting new policies and renewals during peak hurricane season. Florida holds 1.8 million NFIP policies, about 20% of national coverage. Lawmakers warn this could harm homeowners and real estate transactions. Healthcare services, including Affordable Care Act coverage, are also at risk. Legislation to reauthorize NFIP is pending amid congressional gridlock.
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