Florida’s federal marketplace remains broad: qualifying-event shoppers currently can see up to 196 plans, while most areas offer 115 to 130 choices.
One major carrier left Florida’s subsidized marketplace at 2026’s start, and another plans to exit after 2027, making comparison shopping essential for enrollees.
State regulators list up to 16 insurers by ZIP code; one carrier covers all 67 counties, with other large carriers covering 64 and 63.
Agents can help compare plans at no charge, and the federal calculator estimates costs using household size, age, location, tobacco use, and income.
Enrollees with the exiting carrier keep 2026 coverage, but should prepare to shop by November 1 or may be auto-enrolled into another plan for 2027.
