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April 22, 2026
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Families Consider Young Adults on Health Plans

As tax season and graduation near, families are rethinking whether young adults should stay on parents’ health plans. Experts say tax filing status and income can reshape affordability,...

admin
April 20, 2026
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Weight’s Impact on Life Insurance Rates

Insurers require height and weight, using BMI as one health metric to set life insurance rate classes. Both high and low BMI can raise quotes, reflecting higher mortality...

admin
April 19, 2026
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Will my employer provide disability coverage?

Most employers offer disability insurance, including short-term sick leave lasting from days to six months. Five states and Puerto Rico have Temporary Disability Insurance for non-work-related illnesses or...

admin
April 18, 2026
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Life Insurance: What It Is, Types, and How to Choose

Life insurance provides a tax-free death benefit to beneficiaries, offering financial protection for dependents, debt repayment, final expenses, or income replacement. Term life insurance covers a set period...

admin
April 17, 2026
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Insurance and Income Protection Every Doctor Should Know

Doctors face unique financial risks requiring protections like disability, umbrella liability, malpractice, and sometimes whole life insurance for estate planning. Whole life insurance suits ultra-high net worth individuals...

admin
April 16, 2026
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3 Questions to Consider Before Retirement

In your final 12 mo before retiring, your choices matter more than volatile markets or politics. Start with a retirement spending plan: lifestyle spending based on take-home pay,...

admin
April 15, 2026
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One-Third of Insured Americans Face Medical Debt

A survey found 32% of insured Americans took on medical debt, with nearly half of parents affected. Some considered alternatives: borrowing from friends or family (16%), travel health...

admin
April 13, 2026
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What Do Health Insurance Terms Mean?

A premium is the amount you pay regularly to keep coverage active, regardless of care used. A deductible is what you must pay before insurance starts covering eligible...

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April 12, 2026
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4 ways to customize your life insurance policy

Customization is a growing trend, and Bankers Life offers various ways to tailor life insurance policies to individual needs. Life insurance in retirement is crucial for financial security,...

admin
April 11, 2026
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How to Pay for Long-Term Care in Retirement

Most people require long-term care for 3–5 years, with 20% needing care for 5+ years. Funding options include traditional long-term care insurance, hybrid life-LTC policies, annuities with LTC...

Year: 2026