admin
August 14, 2026
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What Experienced Life Insurance Agents Know About Success

Successful life insurance agents build trust through understanding clients' needs and providing tailored solutions, fostering loyalty and referrals. They prioritize ongoing professional development to stay current with industry...

admin
August 13, 2026
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Open Enrollment Choices Worth Reviewing Now

Open enrollment is the annual window to enroll, switch, cancel, or adjust health, dental, and vision coverage through marketplace, employer, or senior plans. Marketplace windows usually run from...

admin
August 12, 2026
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Uninsured Americans Are Ticking Upward

This view argued uninsured totals alone miss the bigger issue: whether available US coverage feels affordable, usable, and worth choosing for households weighing enrollment. A key point: many...

admin
August 10, 2026
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HIPAA Rules for Self-Funded Plans and TPAs

In the US, an employer-sponsored self-funded health plan can become a covered entity under federal privacy law, creating compliance duties for the plan sponsor. Unlike fully insured coverage,...

admin
August 9, 2026
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Common Life Insurance Riders You Should Know About

Life insurance riders offer additional benefits such as extra payouts for accidental death, early payouts for terminal illness or disability, long-term care payments, child or family coverage, guaranteed...

admin
August 8, 2026
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How can I save money on disability insurance?

To save on disability insurance premiums, compare quotes from multiple insurers and consider a longer elimination period and shorter benefit period. Adjust the benefit amount to match your...

admin
August 7, 2026
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How are disability premiums determined?

Disability premiums depend on age, sex, occupation, and the amount of income you want to protect. Occupations with lower risk of injury, like an office accountant, have lower...

admin
August 6, 2026
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US LPFSA Rules for 2026

An LPFSA is an employer-offered, tax-advantaged account for eligible dental and vision costs, funded with pretax dollars and designed to work alongside an HSA. Only employees at workplaces...

admin
August 5, 2026
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Federal GLP-1 Copays Drop to $50

Starting in Early-Q3, eligible federal health beneficiaries can access certain GLP-1 obesity drugs with a $50 monthly copay through a temporary benefit. The new copay is far below...

admin
August 3, 2026
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US Health Premiums Demand Early Planning

Some US marketplace households could face much higher 2027 premiums if expanded federal tax credits stay expired or change before enrollment decisions begin. After-credit marketplace payments averaged $178...

Month: August 2026