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September 15, 2025
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How Florida Keeps Health Insurance Costs in Check

Florida’s average employee premium is $1,457. The individual deductible averages $1,812, with family deductibles at $3,751. Florida ranks 13th for affordability in health insurance. Its large population supports...

admin
September 13, 2025
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Reasons for purchasing an annuity

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admin
September 11, 2025
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Smart Ways to Lower Insurance Premiums

Pay annually, semi-annually, or automatically to earn discounts and avoid extra processing fees. Raising deductibles from $500 to $1K can save about 13% yearly. Bundling multiple policies can...

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September 10, 2025
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Burial Insurance: Cover Final Costs—no Exams Needed

Burial (“final-expense”) insurance is a small permanent life policy designed to cover your funeral costs. Death benefit typically ranges from $5K to $25K—enough to handle burial expenses without...

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September 9, 2025
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Get Smart About your Insurance Coverage

To ensure proper insurance claim payments, understand your policy's coverage and deductibles. File claims promptly with complete, accurate information and keep all correspondence records. Avoid rushing settlements and...

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September 8, 2025
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Life Insurance Support You Even With Preexisting Conditions

Life Insurance & Preexisting Conditions Preexisting conditions can ↑ premiums or cause rejection. Severity and management of condition affect eligibility and cost. Honesty is crucial; omitting info risks...

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September 4, 2025
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Total Permanent Disability (TPD): Definition, What Qualifies

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September 3, 2025
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Disability Insurance Trust Fund (DI): What It Is, How It Works

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September 1, 2025
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Unlocking 3 Trends in Group Life Insurance Pricing

Group life pricing grows complex amid shifting mortality, medical, and workforce trends. Trend 1: “Peak 65” aging wave could raise premiums by up to 30%. Older workforces pressure...

Month: September 2025